Nestled on a quiet, tree-lined street in the heart of Holland Landing, this beautifully maintained split-level home offers 4 bedrooms, 3 bathrooms, and a spacious, well-treed lot perfect for families. The updated kitchen is a chefs dream, while the cozy lower-level family room with a gas fireplace opens to a large deck and screened-in porch for year-round enjoyment. The lower level features a 4th bedroom, additional bathroom, and a separate side entrance, ideal for in-law potential or home office. Upstairs, enjoy three bright & sunny bedrooms and a shared bathroom. The finished basement offers a rec room/home office laundry room, and a 3-piece bathroom with a large storage area. Located minutes from the GO Train, Hwy 404, Newmarket, parks, schools, and the scenic Nokiidaa trail, this home offers both tranquility and convenience.

Listed at: $1,059,000

**** EXTRAS **** Kitchen (2003), Roof Shingles (2011), Windows (2001), Attic Insulation (2011), Gutter Guards (2011), Patio Door (2010), Furnace (2010), Main Bath (2009), Gas Frplc. (20008), Driveway (2018), Sunroom (2017), Tankless Hot Water Heater - 2015

The Bank of Canada has announced it's final rate cut of 2024!

With a 50 bps reduction, the policy rate now sits at 3.25%. This change is expected to shift housing market dynamics, potentially increasing demand and pushing prices higher.

How will this impact your buying or selling strategy? Let’s talk through your next move!

For the last few years, the Canadian housing market has experienced trends far outside the norm. A global pandemic, rapidly rising interest rates and economic disruptions threw the real estate market off course for a time, but 2025 is expected to bring conditions back in line with long-term historical averages.

According to the Royal LePage Market Survey Forecast, the aggregate1 price of a home in Canada is set to increase 6.0% year over year to $856,692 in the fourth quarter of 2025, with the median price of a single-family detached property and condominium projected to increase 7.0% and 3.5% to $900,833 and $605,993, respectively.2

“After several years of unusual volatility in the real estate market, key indicators point to a return to stability in 2025. The backlog of willing and able buyers continues to grow, and upcoming changes to mortgage lending rules will further enhance Canadians’ borrowing power,” said Phil Soper, president and chief executive officer, Royal LePage. “Most notably, the Bank of Canada’s shift from ‘inflation fighter’ to ‘economy booster’ has taken time to influence buyer behaviour. We saw a marked increase in market activity at the start of the fourth quarter, following the Bank of Canada’s 50-basis-point rate cut. Buyers now believe home prices have hit bottom and are eager to act before competition intensifies.”

New lending rules to boost buyer borrowing capacity

A series of new lending regulations are set to take effect this month, offering greater accessibility to both first-time buyers and current homeowners. As of December 15th, eligibility for 30-year amortizations on insured mortgages will be expanded to all first-time homebuyers and to all purchasers of new construction properties, up from the current 25-year threshold.3 In addition, the mortgage insurance cap will increase from $1 million to $1.5 million, allowing buyers with a down payment of less than 20 per cent the opportunity to explore housing options at a higher price point. This will be especially impactful for homebuyer hopefuls in the country’s priciest real estate markets, where average property values often exceed $1 million.

“Improved lending conditions, combined with declining interest rates, will unlock new housing opportunities for many Canadians in the new year. First-time buyers will be the primary beneficiaries of these initiatives, as their ability to borrow more for less with a smaller down payment will help bring them closer to their first home purchase,” said Soper. “We believe the return of buyers to the market will encourage builders and trigger a wave of new supply, which is very much needed.

“Addressing Canada’s critical housing shortage must remain a top priority for policymakers at every level of government. With our population growing rapidly through both natural increases and immigration, it is essential to stay focused on supporting the development of new homes if we hope to address housing affordability, be it for purchase or rent.”

Changing political landscapes create potential impact for housing

2025 will bring a change in government south of the border, and potentially in Canada’s House of Commons. New leadership, in addition to evolving trade relations, immigration policies and global conflict, could meaningfully alter the state of the Canadian housing market.

“With an election approaching in Ottawa and a new administration preparing to take office in Washington, the housing market faces potential disruptions. Here at home, a federal election will see new housing policies that may temporarily impact market activity in the second half of 2025,” said Soper. “Meanwhile, south of the border, the incoming Trump administration’s trade policies and broader economic agenda have the potential to create ripple effects for Canada’s economy and housing market. While these impacts may take time to unfold, they could eventually affect consumer confidence and market dynamics on both sides of the border.”

Read Royal LePage’s 2025 Market Survey Forecast for national and regional insights.

Highlights from the release:

• Greater Montreal Area aggregate home price appreciation (6.5%) expected to outpace greater regions of Toronto (5.0%) and Vancouver (4.0%) next year.

• Quebec City is forecast to see the highest gains among all major regions in 2025, with the aggregate home price expected to rise 11.0%, followed by Edmonton and Regina at 9.0%.

• Calgary, which saw unprecedented price appreciation and sustained activity over the last two years, is forecast to see home prices increase a moderate 4.0%, along with Ottawa, Halifax and Winnipeg.

• Median price of a condominium in the Greater Toronto Area expected to decline modestly by 1.0%, with thousands of new units to be added to the current surplus of supply.

A lush lawn and blooming flower beds are the pride and joy of many homeowners. Canada’s harsh winters, however, can quickly squash the hard work you’ve put into nurturing and maintaining your outdoor spaces during the summer months. To ensure that your backyard gets off to a good start when spring arrives, a little prep work before the snow hits can do a world of good. Help prepare your lawn and garden for colder weather this year by following these winterization tips.

Care for your annuals and perennials

When it comes to winterizing your garden beds, show your plants and flowers some love. Start by removing any annuals (plants that are only around for one growing season, such as sunflowers, tomatoes and varieties of lettuce). Removing annuals will rid your beds of lingering bacteria, and prevent any potential pests or diseases from building up during the winter.

For your perennial plants, give them a healthy trim back and a final water before the end of the season. Perennials with large and dense roots can be cut and divided into smaller plants to support better regrowth in the spring.Bring delicate plants, such as succulents or potted bulbs, indoors to prevent frost damage. Cover any shrubs or plants that can’t be moved inside with landscape fabric or burlap to protect them from harsh weather conditions.

Get down in the dirt

Just like your plants, your soil also needs some help preparing for the winter ahead. Remove any weeds, dead plant debris and buried root vegetables from your soil before the first hard frost sets in. Spread mulch over your soil and around the base of trees to provide a protective layer from frost and a barrier that will help to keep moisture and temperature levels consistent for your plants. When cleaning up your soil, you may also want to consider planting bulbs for the following spring, such as crocus, tulips and daffodils.

Show your lawn a little TLC

The ground gets compacted and cold during the winter, which can make it difficult for lawns to recover post-thaw. Help your lawn out by aerating it in the fall to loosen soil and ensure better drainage. Instead of raking all of the tree leaves off of your lawn, cut your grass long — approximately two to three inches high — and leave a layer of shredded leaves on top. Mowing the leaves into tiny pieces will allow your lawn’s soil to absorb nutrients from the fallen debris more efficiently while still letting light and moisture through. In low-traffic areas where your lawn is patchy and damaged, overseed in the early fall for best results in the spring.

Add a boost of nutrients

As your garden prepares for hibernation, it helps to give your outdoor greens some needed nourishment.If you have a compost bin, sprinkle this material on your flower beds to help them replenish their nutrients post-winter, and top up your bin with any leaves, grass clippings or debris from your winterization clean up. You can give your lawn a final dose of sustenance too with the help of special winter grass fertilizer that contains nitrogen and potash.

Not all of your fallen leaves have to end up in paper bags. Instead, add mulched leaves to your perennial flower beds and vegetable gardens as an insulating layer and a source of valuable nutrients for the soil.

Fourth consecutive cut brings key lending rate to 3.75% for the first time in two years

For the first time in two years, the Bank of Canada’s overnight lending rate has hit under 4%.

In its scheduled October 2024 announcement, the central bank lowered the target for the overnight lending rate by 50 basis points to reach 3.75%. This marks the fourth consecutive cut to rates in 2024, and the largest decrease since the onset of the pandemic in March 2020. 

In September, Canada’s Consumer Price Index recorded the smallest yearly increase since February 2021, rising 1.6% year over year, hitting under the Bank’s 2% inflation target for the second consecutive month. This was a key factor in the Bank’s decision to lower the lending rate by a larger amount in October. 

“In the past few months, inflation has come down significantly from 2.7% in June to 1.6% in September. Recent indicators suggest it will be around 2% in October. Price pressures are no longer broad-based, and both our measures of core inflation are now under 2.5%. Our surveys also find that business and consumer expectations of inflation have shifted down and are nearing normal. All this suggests we are back to low inflation. This is good news for Canadians,” said Tiff Macklem, Governor of the Bank of Canada, in a press conference with reporters following the announcement. 

“If the economy evolves broadly in line with this forecast, we anticipate cutting our policy rate further to support demand and keep inflation on target. The timing and pace of further interest rate cuts will depend on incoming information and our assessment of its implications for the inflation outlook. We will take our monetary policy decisions one at a time,” he added.

Lower rates could trigger early spring market 

Another cut to the overnight lending rate may be enough to stimulate activity in stagnant housing markets across Canada come spring, especially among buyers who have been sidelined by the higher cost of borrowing over the past two years. 

In its Q3 2024 Home Price Update & Market Forecast, Royal LePage predicted that the aggregate price of a home in Canada will increase 5.5% in the fourth quarter of 2024, compared to the same quarter last year. As lower interest rates boost consumer confidence and borrowing power, home prices are expected to increase as more buyers re-enter the market. Rising demand in the late months of 2024 and into the new year will likely put Canada’s housing market on track for an early spring market. 

“Activity in Canada’s housing market has been sluggish in many regions due to higher borrowing costs, but today’s more aggressive cut to lending rates could cause the tide to turn quickly. For those with variable rate mortgages – who will benefit from the rate drop immediately – or those with fast-approaching loan renewals, today’s announcement is welcome news indeed,” said Phil Soper, president and CEO of Royal LePage. “With every cut to the overnight lending rate, more homebuyers are expected to come off of the sidelines. In turn, rising demand will cause home prices to increase more rapidly, eliminating the advantages of lower borrowing costs. We expect that an early spring market is on the cards – a pull-ahead trend we’ve seen in previous market turnarounds.”

Though the Bank of Canada started to reduce rates in June, many homebuyers have been waiting for a more substantial cut to rates before choosing to reboot their purchase plans. According to a Royal LePage survey, conducted by Leger, 51% of Canadians who put their home buying plans on hold the last two years said they would return to the market when the Bank of Canada reduced its key lending rate. Eighteen percent said they would wait for a cut of 50 to 100 basis points, and 23% said they’d need to see a cut of more than 100 basis points before considering resuming their search.

It seems increased affordability and favourable market conditions are encouraging buyers to re-enter the market. The Toronto Regional Real Estate Board (TRREB) reported a positive trend in the Greater Toronto Area (GTA) housing market last month, as September home sales outpaced last year’s figures.

Market dynamics: sales and listings on the rise 

In September 2024, the GTA witnessed a significant increase in home sales, with a total of 4,996 properties changing hands, marking an 8.5% rise from the 4,606 sales recorded in September 2023. Furthermore, the market saw a substantial increase in new listings, with 18,089 new entries into TRREB’s MLS® System, a 10.5% increase year over year. On a seasonally adjusted basis, September sales also increased compared to August, along with new listings. This growth suggests a healthier market balance that benefits both buyers and sellers.

Price Adjustments: A Buyer’s Advantage

The MLS® Home Price Index Composite benchmark showed a decrease of 4.6% compared to last year, with the average selling price settling at $1,107,291, slightly down from the previous year’s average of $1,118,215. On a seasonally adjusted basis, the average selling price edged up slightly compared to the month prior.

These adjustments in price points reflect a market that is increasingly favourable to buyers, particularly in the more affordable segments of the market such as condominiums and townhouses.

TRREB President Jennifer Pearce highlighted the positive impact of recent economic changes, stating, “With every rate cut, more GTA households find themselves in a position to make a long-term investment in home ownership. The adjustments in mortgage lending guidelines and the downward trend in borrowing costs are making it easier for first-time buyers and existing homeowners alike to purchase properties.”

Jason Mercer, TRREB’s Chief Market Analyst, added, “The increase in new listings has not only improved sales but has also empowered buyers with greater negotiating power. This shift is leading to moderate price declines across various housing types, improving overall affordability.”

Future outlook: Enhanced flexibility for homebuyers 

TRREB CEO John DiMichele expressed satisfaction with recent policy changes that enhance mortgage flexibility. “The recent adjustments to mortgage lending guidelines, including the removal of the stress test requirement for mortgage renewals and the extension of amortization periods, are crucial for giving buyers more leverage and options in the housing market,” DiMichele explained.

As the GTA real estate market continues to recover, these changes are expected to sustain the momentum of growth, benefiting both the economy and individual homebuyers looking to enter or navigate the market more effectively.

Here's your monthly update on the Toronto housing market. According to the latest data from the Toronto Regional Real Estate Board (TRREB), home sales in the Greater Toronto Area (GTA) saw a dip in June 2024 compared to the same month last year. Despite a rate cut from the Bank of Canada at the start of June, many buyers have decided to wait before making a purchase. As a result, the market remained well-supplied, leading to a slight decrease in the average selling price compared to June 2023

Key Highlights:

• Sales: GTA REALTORS® reported 6,213 home sales in June 2024, marking a 16.4% decline from the 7,429 sales recorded in June 2023.

• New Listings: There were 17,964 new listings added to the MLS® System, showing a 12.3% increase year-over-year.

• Prices: The MLS® Home Price Index Composite benchmark dropped by 4.6% compared to June 2023. The average selling price for June 2024 was $1,162,167, down 1.6% from $1,181,002 in June 2023. However, both the MLS® HPI Composite and the average selling price saw an increase compared to May 2024 on a seasonally adjusted basis.

Insights: The Bank of Canada's rate cut last month offered some relief for homeowners and buyers however multiple rate cuts may be necessary before we see a significant increase in home purchases as affordability in the GTA remains an issue for many buyers.

With the surge in listings since the early Spring, the real estate market is experiencing a significant transformation from a Seller's Market to more balanced conditions, with some areas leaning towards a Buyer's Market. The Greater Toronto Area market is particularly noteworthy for its abundant supply, providing buyers with a diverse selection and increased negotiation power.

As interest rates fall and sales activity picks up pace, the ample inventory levels are set to stabilize any abrupt increases in selling prices. Stay informed about the evolving market trends and feel free to reach out if you have any questions about the current market dynamics!

Next Bank of Canada Rate Announcement: July 24, 2024

With warmer weather on the way, Canadians will soon be able to once again enjoy weekends on the water and warm summer nights relaxing by the fire pit. In the lead up to prime time in the country’s recreational housing markets, many potential buyers are expected to make a move on purchasing that lakeside cabin or family cottage this year, increasing competition for tight supply and pushing property prices up.

According to the recently-released Royal LePage® 2024 Spring Recreational Property Report, the median price of a single-family home in Canada’s recreational regions is forecast1 to increase 5.0% in 2024 to $678,930, compared to 2023, as a boost in consumer confidence will bring sidelined buyers back to the market.

“Across the nation there was a sizable rise in demand for all types of housing during the pandemic, but nothing could match the ‘gold rush fever’ that occurred in recreational property markets,” said Phil Soper, president and CEO, Royal LePage. “With city offices closed and the wide availability of high-speed internet allowing people to take video meetings on lakefronts and mountain tops, excess demand pushed recreational property prices to unprecedented heights.

“Inflation reared its ugly head, interest rates soared and the economic downturn that followed pushed cottage, cabin and chalet prices off those pandemic peaks, yet the fundamental demand for recreational living has not abated. We believe that this market segment will see a resurgence of activity in 2024,” continued Soper.

In 2023, the weighted median2 price of a single-family home in Canada’s recreational property regions decreased 1.0% year over year to $646,600. This follows a year-over-year price decline of 11.7% in 2022. When broken out by housing type, the weighted median price of a single-family waterfront property decreased 7.9% year over year to $1,075,500 in 2023, and the weighted median price of a standard condominium decreased 1.5% to $420,300 during the same period. 

Drop to interest rates could heat up buyer activity 

According to a survey of 150 Royal LePage recreational real estate market professionals across the country,3 41% of respondents reported less inventory compared to the same time last year; 33% of respondents said that their region has similar levels of inventory. However, 64% reported similar or more demand from buyers for recreational homes. This sustained and growing demand for a limited number of available properties is expected to put upward price pressure on Canada’s recreational market.  

Sixty-two per cent of experts said they believe demand will increase slightly in their region when interest rate cuts are made, while 21% expect demand will increase significantly. 

“Recreational property purchases are not as heavily impacted by mortgage rates as those in the residential market. That said, consumer confidence in general will get a boost when we see a cut to the Bank of Canada’s key lending rate, expected later this year. This lift in activity will put upward pressure on prices. And, if this coincides with an influx of inventory, we should see a boost in sales as well,” concluded Soper. 

Highlights from the release:

• All of Canada’s provincial recreational markets expected to see an increase in single-family home prices in 2024, with Ontario forecast to see the highest level of price appreciation at 8.0%
• Condominiums in Atlantic Canada’s recreational property market recorded the highest provincial year-over-year weighted median price appreciation in 2023, rising 16.9%
• Despite a modest decrease over the past year, the national weighted median single-family home price in Canada’s recreational real estate market remains 59% above 2019 levels

In an attempt to address the ongoing housing supply and affordability crisis in Canada, the federal government announced earlier this month that the Prohibition on the Purchase of Residential Property by Non-Canadians Act – otherwise known as the foreign buyer ban – will be extended for an additional two years. The Act was previously set to expire on January 1st, 2025, and has been extended to January 1st, 2027.

The Liberals say the ban, which restricts foreign commercial enterprises and individuals who are not Canadian citizens or permanent residents from acquiring residential properties in Canada, is part of a broader strategy to cool the nation’s overheated housing market and make home ownership more attainable for Canadian citizens.

Given that housing affordability has not greatly improved since the Act’s implementation more than a year ago, Royal LePage believes that an extension to the foreign buyer ban will not make a material difference on bettering access to housing for Canadians.

“We do not foresee an extension to the foreign buyer ban resulting in a drastic improvement to housing affordability. Non-Canadian property ownership makes up a small percentage of the overall housing market, therefore a ban on such ownership is not likely to improve access to housing in a material way,” said Karen Yolevski, COO, Royal LePage Real Estate Services Ltd. “Given the imbalance between available inventory and buyer demand, the best way to solve Canada’s housing crisis is to significantly increase supply.”

The ban comes with specific exceptions, notably for individuals holding temporary work permits, refugee claimants, and international students who fulfill certain conditions. Those in violation of the ban could face penalties up to $10,000 and may be compelled to sell the implicated property.

More information is available on the government’s website.

With a new year now underway, Canadians can expect to see a variety of changes coming to federal, provincial and local government housing legislation in 2024.

From updated taxes to revised urban planning regulations, new housing laws and policies will roll out across the country in the coming months. Several of these policies promise to boost much-needed housing supply, which remains at a critical shortage in both the resale and rental segments.

Here are the new federal housing policies that you should know about in 2024:

Short-term Rental Restrictions

In November, 2023, the Government of Canada unveiled its 2023 Fall Economic Statement, which details new tax, spending and inventory-boosting measures. This includes new efforts to incentivise short-term rental operators to return properties to the long-term housing market. Going forward, income tax deductions will be denied in cases where short-term rental owners are not compliant with provincial or municipal licensing, permitting or registration requirements. This applies to all expenses incurred on or after January 1st, 2024.

Pre-approved Home Design Catalogue

To boost construction of new home supply, the federal government intends to revive a post-Second World War housing policy of standardized, pre-approved home designs, making it easier and faster for developers to build new properties. The modern version of the catalogue will focus on creating blueprints for a variety of low-rise housing, and potentially higher-density homes and different forms of building construction, such as modular and prefabricated homes.

Consultations for the home catalogue are expected to start in January, 2024.

If you are curious about this article or the real estate market, please reach out! I'd be happy to answer your questions.

High interest rates have caused many homebuyers and sellers to push pause on their real estate plans over the last six months, significantly curtailing overall activity in housing markets across the country. However, as Canadians continue to adjust to higher borrowing costs, and the first anticipated rate cut by the Bank of Canada nears, a brisk spring market is on the horizon.

“I believe the narrative suggesting that the housing market will rebound only when the Bank of Canada lowers rates misses the mark,” said Phil Soper, president and CEO of Royal LePage. “The recovery will begin when consumers have confidence the home they buy today will not be worth less tomorrow. We see that tipping point occurring in the first quarter, before the highly anticipated easing of the Bank of Canada’s key lending rate.”

According to the Royal LePage House Price Survey released today, the aggregate price of a home in Canada increased 4.3% year over year to $789,500 in the fourth quarter of 2023. On a quarter-over-quarter basis, however, the national aggregate home price decreased slightly by 1.7%, highlighting that elevated borrowing costs continue to affect market activity, as Canadians adapt to the higher interest rate environment.

Royal LePage recently issued its 2024 Market Survey Forecast, projecting that the aggregate price of a home in Canada will increase 5.5% in the fourth quarter of 2024, compared to the same quarter in 2023.

In December, the Bank of Canada once again held its key lending rate steady at 5.0%, and indicated that it has likely concluded its interest rate increase campaign and could begin making modest cuts later this year.

“The Bank of Canada governing council will soon face the difficult task of trying to balance the lowering of interest rates without simultaneously stimulating spending, which would cause inflation to rise again,” said Soper.

In November, the Consumer Price Index (CPI) rose 3.1% per cent on a year-over-year basis, matching the increase in October. If mortgage interest costs are taken out of the CPI calculation, inflation sits at 2.2%, close to the Bank of Canada’s target rate.3

“Similar to what we witnessed last spring, when the Bank of Canada paused rates for the first time in a year causing sales activity and prices to increase almost immediately, the first sign of rate cuts – even if only by 25 basis points – could create a flurry of activity in the real estate market, releasing pent-up demand. Those who have been holding off listing their homes will follow close behind,” added Soper.

With a new year comes a new wave of home design trends. From furniture to colour schemes, the arrival of 2024 is the perfect time to think about updating your home interiors to incorporate current styles. Refreshing your living spaces doesn’t require a major overhaul — swapping out your cabinetry hardware or revamping your linens can make a noticeable difference in any room.

Here are six interior design trends for 2024 you can try in your home:

Bold Colours and Patterns

If you’ve got a love for dramatic interiors, then 2024 is the year for you. This year is all about “go big, or go home,” with punchy colours, patterns and textures taking centre stage. Begone with all neutral interiors and playing it safe — this is the year to experiment with zesty kitchen backsplashes, maximalist accessories and artwork, and over-the-top lighting fixtures.

Handmade and Artisan Goods

Our craving for natural elements in home interiors continues in 2024 as handmade accessories rise in popularity. Bespoke pieces made from wood, clay, wicker and glass will be a sought-after statement piece in interiors this year, as earthy inspiration remains a dominant design theme. If you’re looking to incorporate unique pieces into your living space, seek out ceramics, wood carvings and glass work at local markets and galleries to add to your walls and tables. Bonus points for adding pieces you’ve collected on your travels around the globe!

Shades of Brown and Blue

Earth-like colours will be a standout component of 2024 home interiors.

Several paint companies have named a shade of blue as their 2024 Colour of the Year, such as Benjamin Moore’s Blue Nova, or Sherwin Williams’ Upward. Interior designers are also forecasting that varieties of brown will be a big hit this year as a rich neutral accent colour, over the cooler gray tones we’ve seen in recent years. You can bring browns and blues into your home in 2024 through paint, tile and wallpaper choices, or by incorporating natural elements like wood furnishings, curtains and accessories.

Begone Basic Bouclé

We’re all familiar with creme-coloured bouclé — the nubbly fabric that has dominated everything from living room chairs to sweaters for the past couple of years. With 2024 seeing bolder and brighter patterns, the sheep-like bouclé we know and love is being phased out. Instead, bouclé with fluffier texture and more vibrant colours is coming into style. Don’t feel the need to go full-on, wall-to-wall bouclé to capture this trend. Opt for a rug, cushion cover or accent furniture that can easily be swapped out as interior styles evolve.

Continuation of Curves

Round shapes were a staple in 2023 interiors, and the trend is continuing into this year. Parting from straight, perfect lines, curves embrace the imperfections and organic shapes we find in the natural world. If you’re looking to take a page from the book of biophilic design, bring curves into your interiors with round furniture, such as bar stools, sectional “conversation,” sofas and coffee tables, or curved accessories like mirrors and rugs.

Mixing Metallics

Mixing metals was once considered a fashion faux pas, but not this year. Taking a break from matte black fixtures, 2024 will see the rise of mixed metal finishes and hardware, combining varieties of nickel, bronze, gold and brass. You can experiment with metals beyond just door handles and drawer knobs — introduce a mix of metals with contrasting accent lighting fixtures, faucets, appliance finishes and decor accents.

Your home is a reflection of who you are. Don't be afraid to hop on the latest trend - or to break it. At the end of the day, the style of your home should work for you. So jump in, decorate, and have fun!